:root {
  --bg: #060B14;
  --bg-2: #0A111E;
  --bg-3: #0D1527;
  --ivory: #E9E3D6;
  --dim: #C8C2B4;
  --muted: #AEB8C8;
  --gold: #D4AF37;
  --gold-2: #E5C158;
  --line: rgba(212, 175, 55, 0.18);
  --line-strong: rgba(212, 175, 55, 0.45);
  --glass: rgba(15, 23, 42, 0.65);
  --serif: "Playfair Display", "Iowan Old Style", Palatino, "Palatino Linotype", serif;
  --quote: "Cormorant Garamond", Palatino, "Palatino Linotype", serif;
  --sans: "Plus Jakarta Sans", Inter, "Segoe UI", sans-serif;
  --num: Inter, "Plus Jakarta Sans", sans-serif;
  --nav: 78px;
  --shadow: 0 24px 60px rgba(0, 0, 0, 0.28);
}
html[lang="zh-Hans"] { --serif: "Noto Serif SC", "Source Han Serif SC", "Songti SC", STSong, SimSun, "Playfair Display", serif; --quote: "Noto Serif SC", "Songti SC", STSong, SimSun, serif; --sans: "Noto Sans SC", "Microsoft YaHei", "PingFang SC", "Plus Jakarta Sans", sans-serif; }
html[lang="zh-Hant"] { --serif: "Noto Serif TC", "Playfair Display", serif; --quote: "Noto Serif TC", serif; --sans: "Noto Sans TC", "Plus Jakarta Sans", sans-serif; }
html[lang="ja"] { --serif: "Noto Serif JP", "Playfair Display", serif; --quote: "Noto Serif JP", serif; --sans: "Noto Sans JP", "Plus Jakarta Sans", sans-serif; }
html[lang="ko"] { --serif: "Noto Serif KR", "Playfair Display", serif; --quote: "Noto Serif KR", serif; --sans: "Noto Sans KR", "Plus Jakarta Sans", sans-serif; }
html[lang="ar"] { --serif: "Noto Naskh Arabic", "Playfair Display", serif; --quote: "Noto Naskh Arabic", serif; --sans: "Noto Sans Arabic", "Plus Jakarta Sans", sans-serif; }
html[lang="he"] { --serif: "Noto Serif Hebrew", "Playfair Display", serif; --quote: "Noto Serif Hebrew", serif; --sans: "Noto Sans Hebrew", "Plus Jakarta Sans", sans-serif; }
html[lang="fa"] { --serif: "Noto Naskh Arabic", "Playfair Display", serif; --quote: "Noto Naskh Arabic", serif; --sans: "Vazirmatn", "Noto Sans Arabic", sans-serif; }
html[lang="hi"] { --serif: "Noto Serif Devanagari", "Playfair Display", serif; --quote: "Noto Serif Devanagari", serif; --sans: "Noto Sans Devanagari", "Plus Jakarta Sans", sans-serif; }
html[lang="th"] { --serif: "Noto Serif Thai", "Playfair Display", serif; --quote: "Noto Serif Thai", serif; --sans: "Noto Sans Thai", "Plus Jakarta Sans", sans-serif; }
* { box-sizing: border-box; }
html { scroll-behavior: smooth; scroll-padding-top: calc(var(--nav) + 18px); background: var(--bg); }
body {
  margin: 0;
  color: var(--ivory);
  font-family: var(--sans);
  font-size: 16px;
  line-height: 1.65;
  background:
    radial-gradient(1100px 560px at 88% -8%, rgba(212, 175, 55, 0.07), transparent 52%),
    radial-gradient(900px 520px at -12% 18%, rgba(48, 78, 130, 0.2), transparent 46%),
    var(--bg);
}
img, video { max-width: 100%; }
button, input, select { font: inherit; color: inherit; }
a { color: inherit; }
::selection { background: rgba(212, 175, 55, 0.32); color: white; }
:focus-visible { outline: 2px solid var(--gold-2); outline-offset: 3px; }
.skip {
  position: absolute; inset-inline-start: 12px; top: -40px; z-index: 120;
  background: var(--gold); color: var(--bg); padding: 8px 12px; text-decoration: none;
}
.skip:focus { top: 10px; }
.progress {
  position: fixed; inset-inline: 0; top: 0; height: 2px; z-index: 60; transform-origin: left center;
  background: linear-gradient(90deg, transparent, var(--gold), var(--gold-2)); transform: scaleX(0); pointer-events: none;
}
[dir="rtl"] .progress { transform-origin: right center; }
.boot {
  position: fixed; inset: 0; z-index: 100; display: grid; place-items: center;
  background: #060B14; opacity: 0; visibility: hidden; transition: opacity .55s ease, visibility .55s;
}
html.booting .boot { opacity: 1; visibility: visible; }
.boot-mark { text-align: center; }
.boot-mark b {
  display: grid; place-items: center; width: 64px; height: 64px; margin: 0 auto 14px;
  border: 1px solid var(--line-strong); color: var(--gold); font-family: var(--serif);
  font-size: 32px; font-weight: 500;
}
.boot-mark span { letter-spacing: 0.28em; text-transform: uppercase; font-size: 11px; color: var(--dim); }
.nav {
  position: fixed; inset-inline: 0; top: 0; z-index: 40; height: var(--nav);
  display: flex; align-items: center; gap: 18px;
  padding-inline: clamp(16px, 3vw, 36px);
  background: rgba(6, 11, 20, 0.55);
  border-bottom: 1px solid transparent;
  backdrop-filter: blur(18px) saturate(1.15);
  -webkit-backdrop-filter: blur(18px) saturate(1.15);
}
.nav.scrolled { background: rgba(6, 11, 20, 0.82); border-bottom-color: var(--line); }
.brand { display: flex; align-items: center; gap: 12px; text-decoration: none; flex: none; }
.mark {
  width: 36px; height: 36px; flex: none; display: grid; place-items: center;
  border: 1px solid var(--line-strong); color: var(--gold); font-family: var(--serif); font-size: 20px;
}
.brand-text { display: flex; flex-direction: column; line-height: 1.15; min-width: 0; }
.brand-text strong {
  font-weight: 500; font-size: 11px; letter-spacing: 0.14em; text-transform: uppercase; color: var(--ivory); white-space: nowrap;
}
.brand-text em {
  font-style: normal; font-size: 10px; letter-spacing: 0.18em; text-transform: uppercase; color: var(--gold);
}
.nav-links { display: flex; align-items: center; gap: 4px; margin-inline: auto; }
.nav-links a {
  text-decoration: none; color: var(--dim); font-size: 12px; letter-spacing: 0.08em;
  text-transform: uppercase; padding: 8px 9px; white-space: nowrap;
}
.nav-links a:hover, .nav-links a[aria-current="true"] { color: var(--gold-2); }
.nav-right { display: flex; align-items: center; gap: 8px; margin-inline-start: auto; }
.geo {
  display: flex; align-items: center; gap: 8px; height: 36px; padding-inline: 10px 12px;
  border: 1px solid var(--line); background: rgba(15, 23, 42, 0.45); max-width: 220px;
}
.geo i {
  width: 6px; height: 6px; border-radius: 50%; background: var(--gold); flex: none;
  box-shadow: 0 0 0 0 rgba(212, 175, 55, 0.6);
}
html.booting .geo i, .geo.live i { animation: pulse 2.2s ease-out infinite; }
@keyframes pulse {
  0% { box-shadow: 0 0 0 0 rgba(212, 175, 55, 0.55); }
  100% { box-shadow: 0 0 0 8px rgba(212, 175, 55, 0); }
}
.geo b { font-family: var(--num); font-weight: 500; font-size: 12px; letter-spacing: 0.12em; }
.geo span { color: var(--muted); font-size: 12px; white-space: nowrap; overflow: hidden; text-overflow: ellipsis; }
.lang { position: relative; }
.lang > button, .menu-btn, .icon-btn, .text-btn, .btn {
  background: transparent; border: 1px solid var(--line); cursor: pointer;
}
.lang > button {
  height: 36px; padding-inline: 12px; display: flex; align-items: center; gap: 8px;
  background: rgba(15, 23, 42, 0.45);
}
.lang > button small { color: var(--muted); letter-spacing: 0.14em; text-transform: uppercase; font-size: 10px; }
.lang > button strong { font-weight: 500; font-size: 13px; }
.lang-menu {
  position: absolute; inset-inline-end: 0; top: calc(100% + 8px); z-index: 50;
  width: min(280px, 78vw); max-height: min(64vh, 480px); overflow: auto;
  margin: 0; padding: 6px; list-style: none;
  background: rgba(10, 16, 30, 0.92); border: 1px solid var(--line);
  backdrop-filter: blur(16px); -webkit-backdrop-filter: blur(16px);
  box-shadow: var(--shadow); display: none;
}
.lang.open .lang-menu { display: block; }
.lang-menu button {
  width: 100%; text-align: start; background: transparent; border: 0; cursor: pointer;
  padding: 10px 12px; display: flex; justify-content: space-between; gap: 12px; color: var(--ivory);
}
.lang-menu button:hover, .lang-menu button[aria-selected="true"] { background: rgba(212, 175, 55, 0.1); color: var(--gold-2); }
.lang-menu em { font-style: normal; color: var(--muted); font-family: var(--num); font-size: 11px; letter-spacing: 0.08em; }
.btn {
  display: inline-flex; align-items: center; justify-content: center; gap: 10px;
  min-height: 44px; padding: 0 16px; text-decoration: none; letter-spacing: 0.12em;
  text-transform: uppercase; font-size: 11px; border-color: var(--line-strong); color: var(--ivory);
  transition: background .3s ease, color .3s ease, border-color .3s ease;
}
.btn:hover { background: var(--gold); color: #141006; border-color: var(--gold); }
.btn.solid { background: var(--gold); color: #161208; border-color: var(--gold); }
.btn.solid:hover { background: var(--gold-2); }
.btn .arrow { width: 28px; height: 10px; }
.menu-btn {
  display: none; width: 40px; height: 36px; padding: 0; position: relative;
}
.menu-btn span, .menu-btn span:before, .menu-btn span:after {
  display: block; height: 1px; width: 18px; background: var(--gold); position: absolute; inset-inline-start: 11px;
}
.menu-btn span { top: 17px; }
.menu-btn span:before { content: ""; top: -6px; }
.menu-btn span:after { content: ""; top: 6px; }
.drawer {
  position: fixed; inset: var(--nav) 0 0 0; z-index: 35; display: none;
  background: rgba(6, 11, 20, 0.94); backdrop-filter: blur(16px); padding: 28px 24px 40px;
}
.drawer.open { display: block; }
.drawer a {
  display: block; text-decoration: none; font-family: var(--serif); font-size: clamp(32px, 8vw, 48px);
  font-weight: 500; line-height: 1.2; padding: 6px 0; color: var(--ivory);
}
.drawer a:hover { color: var(--gold-2); }
.rail {
  position: fixed; inset-inline-start: 18px; top: 50%; transform: translateY(-50%); z-index: 30;
  display: flex; flex-direction: column; gap: 10px;
}
.rail a {
  width: 28px; height: 28px; display: grid; place-items: center; text-decoration: none;
  font-family: var(--num); font-size: 10px; letter-spacing: 0.06em; color: var(--muted);
  border: 1px solid transparent;
}
.rail a[aria-current="true"] { color: var(--gold); border-color: var(--line); }
.hero { position: relative; min-height: 100vh; isolation: isolate; }
.hero-media, .hero-media img, .hero-media video { position: absolute; inset: 0; width: 100%; height: 100%; object-fit: cover; }
.hero-media { z-index: 0; background: #0D1527 center/cover no-repeat; }
.hero-veil {
  position: absolute; inset: 0; z-index: 1; pointer-events: none;
  background:
    radial-gradient(ellipse 55% 48% at 78% 42%, rgba(212, 175, 55, 0.1), transparent 60%),
    linear-gradient(180deg, rgba(6, 11, 20, 0.28) 0%, rgba(6, 11, 20, 0.08) 34%, rgba(6, 11, 20, 0.62) 74%, #060B14 100%),
    linear-gradient(90deg, rgba(6, 11, 20, 0.72) 0%, rgba(6, 11, 20, 0.18) 42%, rgba(6, 11, 20, 0.34) 100%);
  backdrop-filter: blur(2px) saturate(1.2);
  -webkit-backdrop-filter: blur(2px) saturate(1.2);
}
.hero-grain {
  position: absolute; inset: 0; z-index: 2; pointer-events: none; opacity: 0.18; mix-blend-mode: overlay;
  background-image: url("img/image-1.svg xmlns='http://www.w3.org/2000/svg' width='160' height='160'><filter id='n'><feTurbulence type='fractalNoise' baseFrequency='0.8' numOctaves='2' stitchTiles='stitch'/></filter><rect width='100%25' height='100%25' filter='url(%23n)' opacity='0.55'/></svg>");
}
.hero-frame {
  position: absolute; z-index: 3; pointer-events: none;
  inset: calc(var(--nav) + 10px) 14px 14px;
  border: 1px solid rgba(212, 175, 55, 0.22);
}
.wrap { width: min(1180px, calc(100% - 48px)); margin-inline: auto; }
.hero-inner {
  position: relative; z-index: 4;
  min-height: 100vh;
  display: flex; flex-direction: column; justify-content: flex-end;
  width: min(1240px, calc(100% - 64px)); margin-inline: auto;
  padding-bottom: 28px;
}
.hero-grid { display: grid; grid-template-columns: minmax(0, 1.4fr) minmax(260px, 0.7fr); gap: 36px; align-items: end; }
.kicker {
  display: flex; align-items: center; gap: 12px; margin: 0 0 14px;
  color: var(--gold); letter-spacing: 0.2em; text-transform: uppercase; font-size: 11px;
}
.kicker i { width: 42px; height: 1px; background: var(--gold); display: block; flex: none; }
h1, h2, h3 { font-family: var(--serif); font-weight: 500; letter-spacing: -0.02em; line-height: 1.04; margin: 0; }
h1 { font-size: clamp(46px, 5.7vw, 86px); max-width: 11em; color: var(--ivory); }
.lede { margin: 18px 0 0; max-width: 46rem; color: var(--dim); font-size: 17px; }
.hero-actions { display: flex; flex-wrap: wrap; gap: 10px; margin-top: 26px; }
.plate {
  border: 1px solid var(--line);
  background: rgba(15, 23, 42, 0.62);
  backdrop-filter: blur(16px); -webkit-backdrop-filter: blur(16px);
  padding: 20px 20px 16px; box-shadow: var(--shadow);
}
.plate-no { font-family: var(--serif); font-size: 34px; margin: 0 0 6px; color: var(--gold-2); }
.plate p { margin: 0; color: var(--dim); }
.plate dl { margin: 16px 0 0; display: grid; gap: 10px; }
.plate dt { color: var(--gold); letter-spacing: 0.16em; text-transform: uppercase; font-size: 10px; }
.plate dd { margin: 2px 0 0; font-family: var(--num); font-size: 14px; }
.kpi-strip {
  margin-top: 28px; display: grid; grid-template-columns: repeat(4, 1fr);
  border: 1px solid var(--line); background: rgba(15, 23, 42, 0.62);
  backdrop-filter: blur(16px); -webkit-backdrop-filter: blur(16px);
}
.kpi { padding: 16px 18px 14px; border-inline-start: 1px solid var(--line); }
.kpi:first-child { border-inline-start: 0; }
.kpi .v { display: flex; align-items: baseline; gap: 6px; }
.kpi .cur, .stat .cur { font-family: var(--num); font-size: 12px; letter-spacing: 0.14em; color: var(--gold); }
.num { font-family: var(--num); font-weight: 500; font-variant-numeric: tabular-nums; font-size: clamp(26px, 2.4vw, 34px); letter-spacing: -0.03em; }
.unit { color: var(--muted); font-size: 13px; }
.kpi p, .stat p { margin: 4px 0 0; color: var(--muted); font-size: 12px; letter-spacing: 0.04em; }
section { padding: clamp(52px, 6vw, 84px) 0; }
.hero { padding: 0; }
.sec-head { max-width: 760px; margin-bottom: 30px; }
h2 { font-size: clamp(36px, 4.4vw, 60px); }
.sec-head .lede { margin-top: 16px; }
.pillars { display: grid; grid-template-columns: repeat(3, 1fr); gap: 18px; }
.pillar, .glass, .stat, .bank, .tool, .quote, .pane, .flow li, .modal-card {
  background: var(--glass);
  border: 1px solid var(--line);
  backdrop-filter: blur(16px); -webkit-backdrop-filter: blur(16px);
}
.pillar { padding: 26px 24px 22px; min-height: 100%; }
.pillar .idx { font-family: var(--num); color: var(--gold); font-size: 12px; letter-spacing: 0.16em; }
.pillar h3 { margin: 14px 0 10px; font-size: 30px; }
.pillar p, .tool p, .pane p, .modal-card p { margin: 0; color: var(--dim); }
.quote-row { display: grid; grid-auto-flow: column; grid-auto-columns: minmax(300px, 46%); gap: 16px; overflow-x: auto; scroll-snap-type: x mandatory; padding-bottom: 8px; scrollbar-color: var(--gold) transparent; }
.quote { scroll-snap-align: start; padding: 26px 24px 20px; position: relative; min-height: 320px; display: flex; flex-direction: column; }
.quote:before {
  content: "“"; position: absolute; inset-inline-start: 16px; top: -8px;
  font-family: var(--quote); font-size: 92px; color: rgba(212, 175, 55, 0.28); line-height: 1;
}
.q-chip { letter-spacing: 0.18em; text-transform: uppercase; font-size: 10px; color: var(--gold); margin-bottom: 28px; }
.quote blockquote { margin: auto 0 18px; font-family: var(--quote); font-weight: 500; font-style: italic; font-size: clamp(24px, 2vw, 30px); line-height: 1.25; color: var(--ivory); }
.quote figcaption { color: var(--muted); font-size: 13px; letter-spacing: 0.04em; }
.slider-nav { display: flex; gap: 8px; margin-top: 14px; }
.icon-btn { width: 42px; height: 42px; display: grid; place-items: center; color: var(--gold); }
.icon-btn:hover { background: rgba(212, 175, 55, 0.12); }
.voices-note { margin-top: 18px; max-width: 78ch; color: var(--muted); font-size: 13px; }
.stat-grid { display: grid; grid-template-columns: repeat(4, 1fr); gap: 14px; }
.stat { padding: 22px 18px 18px; }
.stat .num { font-size: clamp(34px, 3vw, 46px); }
.stat h3 { font-family: var(--sans); font-weight: 500; font-size: 14px; letter-spacing: 0.04em; margin: 12px 0 6px; line-height: 1.35; }
.bars { margin-top: 22px; padding: 22px; }
.bar-row { display: grid; grid-template-columns: 180px 1fr auto; gap: 14px; align-items: center; margin-top: 12px; }
.bar-row span { color: var(--dim); font-size: 13px; }
.track { height: 2px; background: rgba(226, 232, 240, 0.16); position: relative; }
.track i { display: block; height: 2px; background: linear-gradient(90deg, var(--gold), var(--gold-2)); transform: scaleX(1); transform-origin: left center; }
html.js .track i { transform: scaleX(0); }
html.js .reveal.in .track i { transform: scaleX(1); transition: transform 1.15s cubic-bezier(.2,.7,.2,1); }
[dir="rtl"] .track i { transform-origin: right center; }
.bar-row b { font-family: var(--num); font-weight: 500; }
.fine, .src-note { color: var(--muted); font-size: 13px; }
.src-note { margin-top: 14px; }
.filters { display: flex; flex-wrap: wrap; gap: 8px; margin-bottom: 18px; }
.filters button { border: 1px solid var(--line); background: transparent; min-height: 38px; padding: 0 14px; cursor: pointer; letter-spacing: 0.12em; text-transform: uppercase; font-size: 11px; color: var(--dim); }
.filters button[aria-pressed="true"] { border-color: var(--gold); color: #161208; background: var(--gold); }
.bank-grid { display: grid; grid-template-columns: repeat(3, 1fr); gap: 14px; }
.bank { padding: 20px 18px 16px; min-height: 268px; display: flex; flex-direction: column; gap: 10px; transition: border-color .3s ease, transform .3s ease; }
.bank:hover { border-color: var(--line-strong); transform: translateY(-3px); }
.bank-top { display: flex; justify-content: space-between; gap: 12px; align-items: start; }
.bank-code { font-family: var(--serif); color: var(--gold); font-size: 22px; }
.city { font-size: 11px; letter-spacing: 0.14em; text-transform: uppercase; color: var(--gold-2); border: 1px solid var(--line); padding: 4px 7px; }
.cat { color: var(--muted); font-size: 11px; letter-spacing: 0.14em; text-transform: uppercase; }
.bank h3 { font-size: 28px; }
.bank .focus { color: var(--dim); font-size: 14px; flex: 1; }
.bank-actions { display: flex; gap: 8px; flex-wrap: wrap; }
.text-btn { border: 0; padding: 0; color: var(--gold-2); letter-spacing: 0.12em; text-transform: uppercase; font-size: 11px; cursor: pointer; background: none; }
.bank-actions a { color: var(--ivory); text-decoration: none; font-size: 11px; letter-spacing: 0.12em; text-transform: uppercase; border-bottom: 1px solid var(--line-strong); }
.tool-bar { display: flex; justify-content: space-between; gap: 12px; align-items: end; margin-bottom: 14px; }
.tool-grid { display: grid; grid-template-columns: repeat(3, 1fr); gap: 14px; align-items: start; }
.tool { padding: 0; }
.tool > button {
  width: 100%; text-align: start; background: transparent; border: 0; cursor: pointer;
  display: grid; grid-template-columns: auto 1fr auto; gap: 12px; align-items: center; padding: 18px;
}
.tool .no { font-family: var(--serif); color: var(--gold); font-size: 20px; }
.tool strong { display: block; font-family: var(--serif); font-size: 24px; font-weight: 500; }
.tool em { display: block; margin-top: 4px; font-style: normal; color: var(--muted); font-size: 13px; }
.chev { width: 18px; height: 18px; color: var(--gold); transition: transform .3s ease; }
.tool.open .chev { transform: rotate(45deg); }
.tool-body { display: grid; grid-template-rows: 0fr; transition: grid-template-rows .45s ease; }
.tool.open .tool-body { grid-template-rows: 1fr; }
@media (hover: hover) and (pointer: fine) {
  .tool:hover { border-color: var(--line-strong); }
  .tool:hover .tool-body { grid-template-rows: 1fr; }
}
.tool-clip { overflow: hidden; }
.tool-grid-inner { display: grid; grid-template-columns: 1fr 1fr; gap: 14px; padding: 0 18px 18px; }
.badge { letter-spacing: 0.16em; text-transform: uppercase; font-size: 10px; color: var(--gold); display: block; margin-bottom: 6px; }
.lim .badge { color: var(--muted); }
.split { display: grid; grid-template-columns: 1fr auto 1fr; gap: 16px; align-items: stretch; }
.pane { padding: 26px 22px; }
.pane h3 { font-size: 34px; margin: 8px 0 16px; }
.pane-in { box-shadow: inset 3px 0 0 var(--gold); }
.pane-out { box-shadow: inset 3px 0 0 #E2E8F0; }
[dir="rtl"] .pane-in, [dir="rtl"] .pane-out { box-shadow: none; border-inline-start: 3px solid var(--gold); }
[dir="rtl"] .pane-out { border-inline-start-color: #E2E8F0; }
.or {
  align-self: center; width: 42px; height: 42px; display: grid; place-items: center;
  border: 1px solid var(--line); border-radius: 50%; color: var(--gold); font-size: 11px; letter-spacing: 0.14em;
}
.meter { margin: 8px 0 16px; }
.meter .track { height: 8px; background: rgba(226, 232, 240, 0.12); }
.meter .track i { width: 14%; height: 8px; }
.certs { display: grid; gap: 8px; margin: 8px 0 16px; }
.certs span, .estate {
  display: block; padding: 10px 12px; border: 1px dashed rgba(226, 232, 240, 0.35); color: var(--ivory);
}
.estate { color: var(--muted); text-align: center; }
.certs span { margin-inline-start: 18px; border-style: solid; border-color: rgba(226, 232, 240, 0.4); background: rgba(226, 232, 240, 0.04); }
.flow { list-style: none; margin: 18px 0 0; padding: 0; display: grid; gap: 10px; }
.flow li { padding: 14px 16px; color: var(--dim); }
.flow b { color: var(--gold-2); font-weight: 500; }
.access { text-align: center; }
.access .lede { margin-inline: auto; }
.foot { padding: 28px 0 48px; border-top: 1px solid var(--line); }
.foot-brand { font-family: var(--serif); font-size: clamp(32px, 4vw, 48px); margin: 0 0 8px; }
.sources { display: flex; flex-wrap: wrap; gap: 10px 18px; margin: 18px 0; padding: 0; list-style: none; }
.sources a { color: var(--gold-2); text-underline-offset: 3px; }
.disclaimer h2 { font-size: 28px; margin-bottom: 12px; }
.disclaimer p { color: var(--muted); font-size: 13.5px; margin: 0 0 10px; max-width: 95ch; }
.copy { margin-top: 18px; color: var(--dim); font-size: 12px; letter-spacing: 0.08em; text-transform: uppercase; }
dialog { border: 0; padding: 0; background: transparent; color: inherit; max-width: min(680px, calc(100% - 28px)); }
dialog::backdrop { background: rgba(6, 11, 20, 0.72); backdrop-filter: blur(8px); }
.modal-card { padding: 26px 24px 22px; box-shadow: var(--shadow); }
.modal-card h3 { font-size: 40px; margin: 6px 0 8px; }
.modal-top { display: flex; justify-content: space-between; gap: 12px; align-items: start; }
.meta { color: var(--gold-2); letter-spacing: 0.08em; text-transform: uppercase; font-size: 12px; }
.label { margin-top: 16px !important; color: var(--gold) !important; letter-spacing: 0.16em; text-transform: uppercase; font-size: 11px; }
.modal-card .focus, #dStudy { margin-top: 8px; }
.modal-card .btn { margin-top: 18px; }
form { display: grid; gap: 12px; margin-top: 16px; }
label { display: grid; gap: 6px; font-size: 12px; letter-spacing: 0.08em; text-transform: uppercase; color: var(--muted); }
input, select {
  background: rgba(6, 11, 20, 0.45); border: 1px solid var(--line); min-height: 44px; padding: 0 12px; text-transform: none; letter-spacing: 0; color: var(--ivory); font-size: 15px;
}
.note-out { white-space: pre-wrap; background: rgba(6, 11, 20, 0.45); border: 1px solid var(--line); padding: 12px; color: var(--ivory); font-family: var(--num); font-size: 13px; }
.form-actions { display: flex; flex-wrap: wrap; gap: 8px; }
html.js .reveal { opacity: 0; transform: translateY(16px); transition: opacity .8s ease, transform .8s ease; }
html.js .reveal.in { opacity: 1; transform: none; }
@media (prefers-reduced-motion: reduce) {
  html { scroll-behavior: auto; }
  html.js .reveal { opacity: 1; transform: none; }
  .geo i { animation: none; }
  html.js .track i { transform: none; }
}
@media (max-width: 1420px) {
  .rail { display: none; }
  .nav-links { display: none; }
  .menu-btn { display: inline-block; }
}
@media (max-width: 1640px) {
  .geo span { display: none; }
  .nav-links a { letter-spacing: 0.04em; padding: 8px 6px; font-size: 11px; }
  .brand-text em { display: none; }
  .nav { gap: 12px; }
}
@media (max-width: 1100px) {
  .rail { display: none; }
  .nav-links { display: none; }
  .menu-btn { display: inline-block; }
  .brand-text em { display: none; }
  .hero-grid, .pillars, .stat-grid, .split { grid-template-columns: 1fr; }
  .bank-grid, .tool-grid { grid-template-columns: 1fr 1fr; }
  .or { transform: rotate(90deg); }
  .kpi-strip { grid-template-columns: 1fr 1fr; }
  .kpi:nth-child(odd) { border-inline-start: 0; }
  .kpi { border-top: 1px solid var(--line); }
  .bar-row { grid-template-columns: 1fr auto; }
  .bar-row span { grid-column: 1 / -1; }
}
@media (max-width: 720px) {
  .brand-text { display: none; }
  .wrap, .hero-inner { width: min(100% - 32px, 1180px); }
  .hero-frame { inset: calc(var(--nav) + 8px) 8px 8px; }
  .bank-grid, .tool-grid, .tool-grid-inner { grid-template-columns: 1fr; }
  .geo span { display: none; }
  .lang > button small { display: none; }
  h1 { font-size: clamp(40px, 12vw, 64px); }
  .cta-nav span.hide-sm { display: none; }
}
@media print {
  .nav, .rail, .boot, .progress, .hero-media, .hero-veil, .hero-grain, .hero-frame, .drawer, .no-print, dialog { display: none !important; }
  body { background: white; color: black; }
  .hero { min-height: 0; }
  .pillar, .stat, .bank, .tool, .quote, .pane, .kpi-strip, .plate { background: white; color: black; backdrop-filter: none; }
  a { text-decoration: underline; }
}
/* ——— Geneva paper theme ——— */
:root {
  --bg: #F3EFE6;
  --bg-2: #ECE6D8;
  --bg-3: #FFFFFF;
  --ivory: #18212E;
  --dim: #3D4859;
  --muted: #6E7889;
  --gold: #8A6D1F;
  --gold-2: #A8842A;
  --line: rgba(24, 33, 46, 0.14);
  --line-strong: rgba(138, 109, 31, 0.55);
  --glass: rgba(255, 255, 255, 0.82);
  --shadow: 0 18px 44px rgba(24, 33, 46, 0.10);
}
::selection { background: rgba(138, 109, 31, 0.22); color: #18212E; }
:focus-visible { outline-color: #8A6D1F; }
body {
  background:
    radial-gradient(1000px 520px at 92% -10%, rgba(138, 109, 31, 0.06), transparent 55%),
    radial-gradient(820px 480px at -10% 22%, rgba(70, 96, 128, 0.07), transparent 50%),
    var(--bg);
}
.progress { background: #8A6D1F; }
.boot { background: #F3EFE6; }
.boot-mark b { border-color: rgba(138, 109, 31, 0.55); color: #8A6D1F; background: rgba(255,255,255,0.6); }
.boot-mark span { letter-spacing: 0.14em; color: var(--muted); }
.nav {
  background: rgba(247, 243, 234, 0.88);
  border-bottom: 1px solid rgba(24, 33, 46, 0.10);
  backdrop-filter: blur(14px) saturate(1.05);
  -webkit-backdrop-filter: blur(14px) saturate(1.05);
}
.nav.scrolled { background: rgba(247, 243, 234, 0.96); border-bottom-color: var(--line); }
.mark { border-color: rgba(138, 109, 31, 0.55); color: #8A6D1F; background: rgba(255,255,255,0.55); }
.brand-text strong { letter-spacing: 0.07em; }
.brand-text em { letter-spacing: 0.09em; color: #8A6D1F; }
.nav-links a {
  letter-spacing: 0.01em; text-transform: none; font-size: 13px; color: var(--dim); padding: 8px 8px;
}
.nav-links a:hover, .nav-links a[aria-current="true"] { color: #8A6D1F; }
.geo, .lang > button { background: rgba(255, 255, 255, 0.72); border-color: var(--line); }
.geo i { background: #8A6D1F; }
@keyframes pulse {
  0% { box-shadow: 0 0 0 0 rgba(138, 109, 31, 0.40); }
  100% { box-shadow: 0 0 0 8px rgba(138, 109, 31, 0); }
}
.lang > button small { letter-spacing: 0.08em; }
.lang-menu {
  background: rgba(255, 255, 255, 0.97); border-color: var(--line);
  backdrop-filter: blur(12px); -webkit-backdrop-filter: blur(12px);
}
.lang-menu button:hover, .lang-menu button[aria-selected="true"] { background: rgba(138, 109, 31, 0.09); color: #8A6D1F; }
.btn { letter-spacing: 0.02em; text-transform: none; font-size: 12.5px; border-color: rgba(24, 33, 46, 0.28); color: var(--ivory); }
.btn:hover { background: #8A6D1F; color: #FFFFFF; border-color: #8A6D1F; }
.btn.solid { background: #18212E; color: #F7F3EA; border-color: #18212E; }
.btn.solid:hover { background: #8A6D1F; border-color: #8A6D1F; color: #FFFFFF; }
.menu-btn span, .menu-btn span:before, .menu-btn span:after { background: #8A6D1F; }
.drawer { background: rgba(247, 243, 234, 0.98); }
.rail a[aria-current="true"] { color: #8A6D1F; border-color: rgba(138, 109, 31, 0.4); }
.hero { background: #E8EEF2; }
.hero-media { background-color: #DCE6EC; }
.hero-veil {
  background:
    linear-gradient(180deg, rgba(247, 243, 234, 0.20) 0%, rgba(247, 243, 234, 0.02) 38%, rgba(243, 239, 230, 0.88) 100%),
    linear-gradient(90deg, rgba(247, 243, 234, 0.95) 0%, rgba(247, 243, 234, 0.62) 46%, rgba(247, 243, 234, 0.10) 78%);
  backdrop-filter: none; -webkit-backdrop-filter: none;
}
[dir="rtl"] .hero-veil {
  background:
    linear-gradient(180deg, rgba(247, 243, 234, 0.20) 0%, rgba(247, 243, 234, 0.02) 38%, rgba(243, 239, 230, 0.88) 100%),
    linear-gradient(270deg, rgba(247, 243, 234, 0.95) 0%, rgba(247, 243, 234, 0.62) 46%, rgba(247, 243, 234, 0.10) 78%);
}
.hero-grain { opacity: 0.06; }
.hero-frame { border-color: rgba(24, 33, 46, 0.16); }
h1 { color: #141C28; }
.lede { color: #344154; }
.kicker { letter-spacing: 0.11em; color: #8A6D1F; }
.plate, .kpi-strip {
  background: rgba(255, 255, 255, 0.86);
  border-color: rgba(24, 33, 46, 0.13);
  backdrop-filter: blur(10px); -webkit-backdrop-filter: blur(10px);
}
.plate-no { color: #18212E; }
.plate dt { letter-spacing: 0.09em; color: #8A6D1F; }
.kpi .cur, .stat .cur { letter-spacing: 0.08em; color: #8A6D1F; }
.pillar, .glass, .stat, .bank, .tool, .quote, .pane, .flow li, .modal-card {
  background: rgba(255, 255, 255, 0.82);
  border-color: rgba(24, 33, 46, 0.12);
  backdrop-filter: blur(10px); -webkit-backdrop-filter: blur(10px);
}
.pillar .idx { letter-spacing: 0.09em; color: #8A6D1F; }
.quote:before { color: rgba(138, 109, 31, 0.16); }
.q-chip { letter-spacing: 0.1em; color: #8A6D1F; }
.quote figcaption { letter-spacing: 0.01em; }
.icon-btn:hover { background: rgba(138, 109, 31, 0.09); }
#endorsements { background: #ECE6D8; }
#barometer, #finma { background: rgba(255, 255, 255, 0.45); }
.track { background: rgba(24, 33, 46, 0.12); }
.track i { background: #8A6D1F; }
.filters button { letter-spacing: 0.03em; text-transform: none; font-size: 12.5px; }
.filters button[aria-pressed="true"] { background: #18212E; border-color: #18212E; color: #F7F3EA; }
.bank:hover { border-color: rgba(138, 109, 31, 0.5); }
.bank-code { color: #8A6D1F; }
.city { letter-spacing: 0.06em; color: #8A6D1F; border-color: rgba(24, 33, 46, 0.14); }
.cat { letter-spacing: 0.06em; }
.text-btn { letter-spacing: 0.03em; text-transform: none; color: #8A6D1F; }
.bank-actions a { letter-spacing: 0.03em; text-transform: none; color: var(--ivory); border-bottom-color: rgba(138, 109, 31, 0.55); }
.badge { letter-spacing: 0.09em; color: #8A6D1F; }
.pane-out { box-shadow: inset 3px 0 0 #7A8798; }
[dir="rtl"] .pane-out { border-inline-start-color: #7A8798; }
.meter .track { background: rgba(24, 33, 46, 0.10); }
.certs span, .estate { border-color: rgba(24, 33, 46, 0.28); color: var(--ivory); }
.certs span { border-color: rgba(24, 33, 46, 0.32); background: rgba(24, 33, 46, 0.03); }
.access { background: #141C28; }
.access h2 { color: #F3EFE6; }
.access .lede { color: #C4CEDC; }
.access .kicker { color: #C9A44A; }
.access .btn { border-color: rgba(243, 239, 230, 0.4); color: #F3EFE6; }
.access .btn:hover { background: #8A6D1F; border-color: #8A6D1F; color: #FFFFFF; }
.access .btn.solid { background: #EDE8DC; border-color: #EDE8DC; color: #141C28; }
.access .btn.solid:hover { background: #8A6D1F; border-color: #8A6D1F; color: #FFFFFF; }
.foot { border-top-color: rgba(24, 33, 46, 0.14); }
.sources a { color: #8A6D1F; }
.copy { letter-spacing: 0.04em; }
dialog::backdrop { background: rgba(20, 28, 40, 0.45); backdrop-filter: blur(6px); -webkit-backdrop-filter: blur(6px); }
.meta { letter-spacing: 0.03em; text-transform: none; color: #8A6D1F; }
.label { letter-spacing: 0.09em; color: #8A6D1F !important; }
label { letter-spacing: 0.03em; text-transform: none; }
input, select { background: #FFFFFF; border-color: rgba(24, 33, 46, 0.20); color: #18212E; }
.note-out { background: #F7F3EA; border-color: rgba(24, 33, 46, 0.16); color: #18212E; }
@media (max-width: 1640px) {
  .nav-links a { letter-spacing: 0.01em; font-size: 12.5px; }
}
/* ——— Endorsements: paper columns, not a slider ——— */
.quote-row {
  display: grid; grid-template-columns: repeat(2, minmax(0, 1fr)); grid-auto-flow: row;
  gap: 18px; overflow: visible; padding-bottom: 0;
}
.quote {
  min-height: 0; padding: 32px 32px 26px;
  background: rgba(255, 255, 255, 0.72);
  display: flex; flex-direction: column;
}
.quote:before { font-size: 58px; top: 6px; inset-inline-start: 22px; color: rgba(138, 109, 31, 0.18); }
.q-chip { margin-bottom: 20px; }
.quote blockquote {
  margin: 0 0 22px;
  font-size: clamp(20px, 1.35vw, 24px);
  line-height: 1.55;
}
html[lang="zh-Hans"] .quote blockquote,
html[lang="zh-Hant"] .quote blockquote,
html[lang="ja"] .quote blockquote,
html[lang="ko"] .quote blockquote {
  font-style: normal;
  font-size: clamp(19px, 1.25vw, 22px);
  line-height: 1.78;
  letter-spacing: 0.01em;
}
.quote figcaption {
  margin-top: auto; padding-top: 14px;
  border-top: 1px solid rgba(24, 33, 46, 0.12);
}
.slider-nav { display: none; }
@media (max-width: 900px) {
  .quote-row { grid-template-columns: 1fr; }
  .quote { padding: 26px 22px 22px; }
}
/* ——— Hero: a legible Alpine photograph, not fog ——— */
.hero-media img { object-position: 50% 28%; filter: saturate(1.07) contrast(1.04); }
.hero-veil {
  background:
    linear-gradient(180deg, rgba(243, 239, 230, 0) 40%, rgba(243, 239, 230, 0.34) 72%, rgba(243, 239, 230, 0.95) 100%),
    linear-gradient(90deg, rgba(243, 239, 230, 0.90) 0%, rgba(243, 239, 230, 0.40) 42%, rgba(243, 239, 230, 0) 68%);
}
[dir="rtl"] .hero-veil {
  background:
    linear-gradient(180deg, rgba(243, 239, 230, 0) 40%, rgba(243, 239, 230, 0.34) 72%, rgba(243, 239, 230, 0.95) 100%),
    linear-gradient(270deg, rgba(243, 239, 230, 0.90) 0%, rgba(243, 239, 230, 0.40) 42%, rgba(243, 239, 230, 0) 68%);
}
/* ——— Top bar: one size up ——— */
.mark { font-size: 22px; }
.brand-text strong { font-size: 13px; }
.brand-text em { font-size: 11px; }
.nav-links a { font-size: 15px; }
.geo b, .geo span { font-size: 13.5px; }
.lang > button strong { font-size: 15px; }
.cta-nav { font-size: 14px; }
@media (max-width: 1640px) {
  .nav { padding-inline: 20px; }
  .nav-links a { font-size: 13.5px; }
  .lang > button small { display: none; }
  .cta-nav { font-size: 13.5px; }
}
/* ——— Photographic ground for the text chapters ——— */
#world {
  background:
    linear-gradient(rgba(243, 239, 230, 0.76), rgba(243, 239, 230, 0.88)),
    url('img/image-2.avif') center 42% / cover;
}
#endorsements {
  background:
    linear-gradient(rgba(236, 230, 216, 0.80), rgba(236, 230, 216, 0.89)),
    url('img/image-3.avif') center / cover;
}
#barometer {
  background:
    linear-gradient(rgba(247, 243, 234, 0.76), rgba(247, 243, 234, 0.88)),
    url('img/image-4.avif') center 30% / cover;
}
#banks {
  background:
    linear-gradient(rgba(243, 239, 230, 0.78), rgba(243, 239, 230, 0.89)),
    url('img/image-5.avif') center / cover;
}
#tools {
  background:
    linear-gradient(rgba(243, 239, 230, 0.82), rgba(243, 239, 230, 0.90)),
    url('img/image-6.avif') center 38% / cover;
}
#access {
  background:
    linear-gradient(rgba(20, 28, 40, 0.72), rgba(20, 28, 40, 0.82)),
    url('img/image-7.avif') center 62% / cover;
}
#barometer .stat, #world .pillar { background: rgba(255, 255, 255, 0.88); }
@media print {
  #world, #endorsements, #barometer, #banks, #tools, #access { background: white; }
}
#bankGrid .bank,
#tools .tool-grid .tool {
  position: relative;
  isolation: isolate;
  overflow: hidden;
  background: #F7F3EA !important;
}
#bankGrid .bank::before,
#tools .tool-grid .tool::before {
  content: "";
  position: absolute;
  inset: 0;
  z-index: 0;
  pointer-events: none;
  background-image:
    linear-gradient(rgba(247, 243, 234, 0.46), rgba(247, 243, 234, 0.62)),
    var(--card-photo);
  background-size: cover;
  background-position: center;
}
#bankGrid .bank > *,
#tools .tool-grid .tool > * { position: relative; z-index: 1; }
#bankGrid .bank:nth-child(1) { --card-photo: url('img/image-8.avif'); }
#bankGrid .bank:nth-child(2) { --card-photo: url('img/image-9.avif'); }
#bankGrid .bank:nth-child(3) { --card-photo: url('img/image-10.avif'); }
#bankGrid .bank:nth-child(4) { --card-photo: url('img/image-11.avif'); }
#bankGrid .bank:nth-child(5) { --card-photo: url('img/image-12.avif'); }
#bankGrid .bank:nth-child(6) { --card-photo: url('img/image-13.avif'); }
#bankGrid .bank:nth-child(7) { --card-photo: url('img/image-14.avif'); }
#bankGrid .bank:nth-child(8) { --card-photo: url('img/image-15.avif'); }
#bankGrid .bank:nth-child(9) { --card-photo: url('img/image-16.avif'); }
#bankGrid .bank:nth-child(10) { --card-photo: url('img/image-17.avif'); }
#bankGrid .bank:nth-child(11) { --card-photo: url('img/image-18.avif'); }
#bankGrid .bank:nth-child(12) { --card-photo: url('img/image-19.avif'); }
#bankGrid .bank:nth-child(13) { --card-photo: url('img/image-20.avif'); }
#bankGrid .bank:nth-child(14) { --card-photo: url('img/image-21.avif'); }
#tools .tool-grid .tool:nth-child(1) { --card-photo: url('img/image-22.avif'); }
#tools .tool-grid .tool:nth-child(2) { --card-photo: url('img/image-23.avif'); }
#tools .tool-grid .tool:nth-child(3) { --card-photo: url('img/image-24.avif'); }
#tools .tool-grid .tool:nth-child(4) { --card-photo: url('img/image-25.avif'); }
#tools .tool-grid .tool:nth-child(5) { --card-photo: url('img/image-26.avif'); }
#tools .tool-grid .tool:nth-child(6) { --card-photo: url('img/image-27.avif'); }
#tools .tool-grid .tool:nth-child(7) { --card-photo: url('img/image-28.avif'); }
#tools .tool-grid .tool:nth-child(8) { --card-photo: url('img/image-29.avif'); }
#tools .tool-grid .tool:nth-child(9) { --card-photo: url('img/image-30.avif'); }
#tools .tool-grid .tool:nth-child(10) { --card-photo: url('img/image-31.avif'); }
#tools .tool-grid .tool:nth-child(11) { --card-photo: url('img/image-32.avif'); }
#tools .tool-grid .tool:nth-child(12) { --card-photo: url('img/image-33.avif'); }
@media print {
  #bankGrid .bank::before, #tools .tool-grid .tool::before { display: none; }
}
/* ——— Rhythm: one breathing scale, no empty bands ——— */
section { padding: clamp(42px, 5vw, 72px) 0; }
.sec-head { margin-bottom: 28px; }
.hero-inner { padding-bottom: 20px; }
.kpi-strip { margin-top: 22px; }
.bars { margin-top: 18px; }
.tool-bar { margin-bottom: 12px; }
.voices-note { margin-top: 14px; }
.flow { margin-top: 14px; }
/* ——— Brand mark: Helvetia peak monogram (H pillars, Alpine ridge crossbar) ——— */
.mark { width: 40px; height: 40px; border: 0; background: transparent; }
.mark svg { width: 38px; height: 38px; display: block; }
.boot-mark b { border: 0; background: transparent; }
.boot-mark b svg { width: 60px; height: 60px; display: block; }
/* ——— Real bank logos inside each bank card ——— */
.bank-logo { height: 27px; width: auto; max-width: 165px; object-fit: contain; object-position: left center; display: block; }
.bank-logo-mark { height: 32px; }
span.bank-logo { display: inline-flex; align-items: center; }
span.bank-logo svg { height: 26px; width: auto; display: block; }